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Leadership Matters: Dealing with change and overcoming uncertainty

first_imgLife in the realm of financial services is really challenging. Incredible, scary and daunting changes appear one after another, and leaders wonder how to handle them. The world is changing so quickly that we sometimes stagger under the complexity and uncertainties. Stability is gone. Relentless change is the norm.What can we do?Chart a New CourseEmbark on a road to discovering new ideas that will improve the future of your organization and members. This requires taking chances. Decision-making is filled with uncertainty. Even if safeguards for turning back are built into the process, leadership calls for forward movement—there is little room for second-guessing.Here are four key principles to help navigate your credit union through uncertainty and overcome the challenges of pursuing something new. continue reading » 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

For the first time in history, 100 million overnight stays were realized in Croatia

first_imgCroatian tourism achieved historic tourist results this weekend.The long-announced and long-awaited record of 100 million overnight stays was recorded for the first time in Croatian history in the eVisitor system, which contains tourist traffic generated in commercial and non-commercial facilities and nautical charter (eCrew system). “We are extremely proud that we have achieved such a large and historical figure and thus once again confirmed that Croatia is truly a hit tourist destination. This is the result of the work and cooperation of all stakeholders in tourism, and therefore I congratulate you all on this historic result for Croatian tourism.Said Minister Cappelli.Thus, in the period from 1 January to 29 October, according to the first data, there were 17.8 million arrivals and 100.1 million overnight stays in Croatia. This is an increase of 13 percent in arrivals and 12 percent in overnight stays. The highest number of overnight stays was recorded in Germany, Slovenia, Austria, Poland and the Czech Republic, and looking at destinations, the highest number of overnight stays was recorded in Dubrovnik, Rovinj, Poreč, Medulin and Umag. Analyzing the turnover by type of accommodation, in the mentioned period most overnight stays were realized in household facilities (about 35 million), hotels (about 24 million) and camps (about 19 million).Source: CNTBAs we can see from the graph above, the biggest problem of our tourism is still chronic seasonality. In two months, July and August, we realize 50,7% of total annual arrivals and 62% of total annual overnight stays, while on the other hand we have a big problem that the increase in arrivals is not accompanied by an increase in tourist spending. Thus, in the regional context, we have the lowest average consumption per foreign overnight stay, and it has been declining since 2011. The purpose of tourism is to increase non-board consumption and to focus it on the local economy and as many local entrepreneurs as possible, and not to increase the income of foreign companies, while on the other hand the local population / economy participates less and less in the total tourist product.Most of the tourist traffic still takes place in July and August, and this year we have crossed the upper limit of endurance like never before, and many tourist destinations have literally burst at the seams. One of the problems is that the destinations have not developed strategically, so the expansion of accommodation has not been accompanied by investment and expansion of city and tourist infrastructure. But the motive of the trip is to get to know and experience new ways and cultures of living, and it is our diversity and authenticity that are our strongest assets. Accordingly, the solution to seasonality is to offer diverse, quality and primarily authentic content. It is this content that must be the motive for coming, content that is beautifully packaged, targeted and that tells an authentic story.Source: Horwath HTLOf course, as the motive for coming is built over the years, ie it takes at least three years to complete the story and achieve a snow ball effect out of season, it is especially a big challenge because Croatia is not perceived as a year-round destination. And the image and the story are built over the years, and in this process everyone has to “waste” some time, again until we reach a satisfactory critical mass of tourists, and thus consumption, ie earnings to complete the whole process.On the other hand, it is not clear to me why for years when tourists are here, in our “salon”, we do not sell them a story, ie the motive for coming in the 10th or 3rd month? So when we talk about sales, the imperative is to bring a customer to your salon, that’s already 80 percent of sales. The customer is in your controlled conditions, color psychology, decoration, music, you have direct communication without noise in communication… If we look through the prism of tourism, our customers are there, they came to our salon. Let’s tell them a good enough story to come to Croatia in the pre-season and post-season, of course the sea and the sun are not the motives for coming, but the content, not the form.There are certainly many challenges and tourism is extremely complex, precisely because it is not one industry, but connects various other industries horizontally and vertically, and without sustainable and strategic development can not develop quality and long-term. We have everything, potentials, authentic stories, knowledge, awareness, money… it’s just a question of whether we want to develop strategically or not.If so, then we must begin to respect and apply professional business processes and business in line with the 21st century. It’s all up to us, and then we must not forget that the competition is not asleep, in fact, it is hungry and fighting for the same market as us.last_img read more

AIG gazumps UBS to get into Curzon Street

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

The market in minutes

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Bidders start in the seven-figures to secure big city block

first_imgThe home at 93 Gordon St, Gordon Park sold for $1.341 million.THE auction of a three-bedroom Queenslander on a 1120sq m lot in Gordon Park shows size really does matter to some. The home at 93 Gordon St sold under the hammer for $1.341 million last Saturday. LJ Hooker marketing agent Richard Mirosch said the property achieved the highest residential sale in the area for the past two years. Mr Mirosch said buyers were motivated by the size of the lot. “It would have to be one of the biggest blocks still available in Gordon Park,” he said. The Gordon Park home was on a 1120sq m block.More from newsFor under $10m you can buy a luxurious home with a two-lane bowling alley5 Apr 2017Military and railway history come together on bush block24 Apr 2019About 70 people and 11 registered bidders turned out for the auction. “Bidding opened at $1.1 million and there were two bidders going back and forth until one hit $1.341 million,” Mr Mirosch said. “The new owners are looking at doing a potential sub division on the property.“The vendors were a local family who had already purchased a block of land in Wavell Heights.“They were rapped they got such a good price for the property. It was well and truly above the reserve.” Mr Mirosch said the market in Gordon Park was performing well. “We’re getting good turnouts at open houses and generally at auctions you get a good result. “Though the unit and townhouse market is a little slower. “Houses in the area tend to be tightly held, we only see about 70 sales a year.“It is very much a family oriented suburb and families are always looking to buy in the area.”last_img read more

House raid nets gun, bullets

first_imgOfficers of the municipal policestation served the warrant issued by Judge Edgar Tupas of the Regional TrialCourt Branch 46 here. BACOLOD City – A man was nabbed in ahouse raid in Barangay Blumentritt, Murcia, Negros Occidental. Armed with a search warrant, officersof the municipal police station raided the house of 55-year-old Danilo Severinoaround 7 a.m. on Wednesday, a police report showed. Recovered from the house were a.45-caliber pistol with 27 live bullets, four magazines and a live bullet of a5.56mm-caliber firearm.   Severino was detained in the custodialfacility of the Murcia police station, facing charges for violation of RepublicAct 10591, or the Comprehensive Firearms and Ammunition Regulation Act./PNlast_img read more

IMCA Speedway Motors Weekly Racing National Point Standings Through April 23

first_imgIMCA Xtreme Motor Sports Modifieds – 1. Brian Schultz, Casa Grande, Ariz., 686; 2. Ricky Thornton Jr., Chandler, Ariz., 672; 3. John Parmeley, Phoenix, Ariz., 616; 4. Jeffry Sheppard Jr., Golden Valley, Ariz., 583; 5. Zane DeVilbiss, Farmington, N.M., 566; 6. Tyler Mecl, Queen Creek, Ariz., 494; 7. Lance Mari, El Centro, Calif., 477; 8. R.C. Whitwell, Bakersfield, Calif., 428; 9. Chaz Baca, Mesa, Ariz., 426; 10. Dean Abbey, Roanoke, Texas, 424; 11. Johnny Morris Jr., Queen Creek, Ariz., 416; 12. Don Earven, Globe, Ariz., 403; 13. Marlyn Seidler, Underwood, N.D., 375; 14. Sean Stewart, Bullhead City, Ariz., 373; 15. Tim Ward, Gilbert, Ariz., 372; 16. Ethan Dotson, Bakersfield, Calif., 360; 17. Josh Vogt, Santa Maria, Calif., 343; 18. John P. Gober, Poolville, Texas, 341; 19. William Gould, Calera, Okla., 328; 20. Eric Center, Mesa, Ariz., 320.IMCA Eagle Motorsports RaceSaver Sprint Cars – 1. Logan Scherb, Paradise, Texas, 338; 2. Chad Wilson, North Richland Hills, Texas, 335; 3. Marcus Thomas, Corsicana, Texas, 271; 4. Kyle Jones, Kennedale, Texas, 231; 5. Tucker Doughty, Heath, Texas, 217; 6. Chris Kelly, Okla­homa City, Okla., 200; 7. Chase Brewer, Springtown, Texas, 184; 8. Brandon Long, Wichita Falls, Texas, 177; 9. Bryson Oeschger, Amarillo, Texas, 159; 10. John Carney II, Lubbock, Texas, 154; 11. Jeb Sessums, Burleson, Texas, 149; 12. Josh Hawkins, Whitehouse, Texas, 140; 13. Regan Hawkins, Troup, Texas, 139; 14. Michelle Melton, Flower Mound, Texas, 132; 15. Dustin Woods, Forney, Texas, 127; 16. Claud Estes III, Godley, Texas, 126; 17. George White, Fort Worth, Texas, 112; 18. Jason Howell, Keller, Texas, 111; 19. John Ricketts, Burleson, Texas, and Tony Dowd, Mansfield, Texas, both 110.IMCA Sunoco Stock Cars – 1. Matt Guillaume, Haslet, Texas, 426; 2. Kirk Martin, Weatherford, Texas, 411; 3. Jason Batt, Harker Heights, Texas, 409; 4. Damon Murty, Chelsea, Iowa, 387; 5. Nathan Wood, Sigourney, Iowa, 337; 6. Jay Schmidt, Tama, Iowa, 326; 7. Steven Daffern, Braw­ley, Calif., 315; 8. Manny Baldiviez, Chula Vista, Calif., 306; 9. Dustin White, Lamesa, Texas, 301; 10. Jason Rogers, Selden, Kan., 294; 11. Jimmy Davy, Yuma, Ariz., 289; 12. Cary White, Lamesa, Texas, 277; 13. Dennis Bissonnette, Stephenville, Texas, 272; 14. Joe O’Bryan, Round Rock, Texas, 263; 15. Damon Hammond, Burleson, Texas, 261; 16. Randy Martin, Springtown, Texas, 258; 17. Casey Woken, Ogallala, Neb., and Joey Essary, Yuma, Ariz., both 254; 19. Gary Kerr Jr., Odessa, Texas, 252; 20. Westin Abbey, Comanche, Texas, 243.IMCA Sunoco Hobby Stocks – 1. Jamie Songer, Ankeny, Iowa, 385; 2. Leonard Jones, Yuma, Ariz., 359; 3. Jeremy Oliver, Chilton, Texas, 344; 4. Austin Luellen, Minburn, Iowa, 343; 5. Leon­ard Manos, Yuma, Ariz., 335; 6. Jason Beshears, Yuma, Ariz., 325; 7. Eric Stanton, Carlisle, Iowa, 302; 8. Andy Roller, Waco, Texas, 299; 9. Gerald Spalding Jr., Abilene, Texas, 260; 10. April Phillips, Abilene, Texas, and Mason Morris, Yuma, Ariz., both 255; 12. Adam Armstrong, Beatrice, Neb., 253; 13. Brent Wofford, Yuma, Ariz., 244; 14. Hayden Wade, Waco, Texas, 239; 15. Andrew Burg, Grimes, Iowa, 236; 16. Justin Lichty, Waterloo, Iowa, 234; 17. Frank Maisano, Yuma, Ariz., 229; 18. Tyrel Smith, Goodland, Kan., 228; 19. Jeremy Auten, Clarinda, Iowa, 221; 20. Dustin Griffiths, Ottumwa, Iowa, 219.Scoggin-Dickey Parts Center Southern SportMods – 1. Gabe Tucker, Carbon, Texas, 411; 2. Justin Long, Haslet, Texas, 404; 3. Jeffrey Abbey, Comanche, Texas, 359; 4. Michael Mara­schick, Midland, Texas, 347; 5. Chad Hertel, Abilene, Texas, 340; 6. Damon Hammond, Bur­leson, Texas, 319; 7. Dustin Robinson, Post, Texas, 262; 8. Robert Scrivner, Woodway, Texas, 261; 9. T.J. Green, Robinson, Texas, 255; 10. Tanner Houston, Odessa, Texas, 243; 11. Levy Galmor, Elk City, Okla., 237; 12. Taylor Florio, Copperas Cove, Texas, 233; 13. Doug Easterling, Haskell, Texas, 225; 14. Justin Shaw, Sweetwater, Texas, 215; 15. Steve Wade, Waco, Texas, 211; 16. David Sanford, Abilene, Texas, 209; 17. Roger Armstrong, Carlsbad, N.M., 206; 18. Jon White Jr., Red Oak, Texas, 205; 19. Shane Priddy, Merkel, Texas, and Joey Klemish, Farming­ton, N.M., both 204.Karl Chevrolet Northern SportMods – 1. Fred Ryland, Brentwood, Calif., 578; 2. Nick Spainhow­ard, Bakersfield, Calif., 441; 3. Keith Brown Jr., Pittsburg, Calif., 413; 4. Clinton Luellen, Minburn, Iowa, 355; 5. Josh Hensley, Atwater, Calif., 331; 6. Chris Toth, Holtville, Calif., 330; 7. Kyle Smith, Yuma, Ariz., 326; 8. Corey Clayton, El Centro, Calif., 313; 9. Tyler Frye, Belleville, Kan., 305; 10. James Dupre, Yuma, Ariz., and Clay Money, Penokee, Kan., both 288; 12. Colby Heishman, Brooklyn, Iowa, 275; 13. Sam Robert Wieben, Dysart, Iowa, 274; 14. Lucas James Lamberies, Clintonville, Wis., and Joshua Cordova, Somerton, Ariz., both 271; 16. Jeremy Hoff, Copperopolis, Calif., 261; 17. Nick Meyer, Whittemore, Iowa, 249; 18. Dwayne Short, Merced, Calif., and Thomas Harrison, Somerton, Ariz., both 246; 20. Austin Carter, Jamestown, Kan., 243.Mach-1 Sport Compacts – 1. Trent Orwig, Wayland, Iowa, 208; 2. John Girdley, Wayland, Iowa, 195; 3. Ramsey Meyer, Pierce, Neb., 190; 4. Art Herzog, Hays, Kan., 187; 5. Kiowa Higdon, Hays, Kan., 185; 6. Danny Sassman Jr., Fort Dodge, Iowa, 176; 7. Randy Murphy, Ellis, Kan., 174; 8. Dalton Kron, Algona, Iowa, 163; 9. Joe Bunkofske, Armstrong, Iowa, 158; 10. Julia Childs, Weatherford, Texas, 156; 11. Matt Moore, Ottumwa, Iowa, 154; 12. Brant Bachman, Weatherford, Texas, 153; 13. Jay DeVries, Spencer, Iowa, Kimberly Abbott, Camp Point. Ill., and Willard Van Haitsma, Boyd, Texas, each 149; 16. Danny Sims, Decatur, Texas, 147; 17. Kirk Pfannenstiel, Hays, Kan., 143; 18. Tyler Thompson, Sioux City, Iowa, and Charles Burk, Azle, Texas, both 142; 20. Andrew McClellen, Gothenburg, Neb., 138.last_img read more

Sorensen causes upset in Stuttgart

first_img The 29-year-old Sorensen, who was born in Germany, broke his opponent four times and needed just 50 minutes to wrap up one of the best wins of his career 6-4 6-1. Next up for world number 236 Sorensen is a meeting with third seed Roberto Bautista Agut of Spain. Spanish sixth seed Guillermo Garcia-Lopez recovered from a nightmare second set to book his place in the second round. Garcia-Lopez won the first set but dropped the second 6-1 to Italian world number 140 Marco Cecchinato, before rallying to claim a 6-4 1-6 7-5 victory in 121 minutes. Garcia-Lopez will next face Swiss qualifier Yann Marti, who continued his fine run with a 7-5 6-4 win over lucky loser and compatriot Henri Laaksonen. Colombian Santiago Giraldo was another seed safely through as the 26-year-old needed just 62 minutes to see off Croatia’s Mate Delic 6-4 6-2 Giraldo will next face Russian qualifier Philipp Davydenko, who kept his nerve to overcome Slovenia’s Blaz Rola 6-4 7-6 (10/8). Czech Lukas Rosol saw off German wild card Alexander Zverev 7-6 (9/7) 7-6 (11/9), Daniel Gimeno-Traver beat Germany’s Peter Gojowczyk 7-5 6-3, and Benjamin Becker was a 3-6 6-2 6-2 winner over Benoit Paire. Irish lucky loser Louk Sorensen booked his place in the second round of the Mercedes Cup in Stuttgart with a straight-sets win over 68-ranked Dutchman Igor Sijsling on Wednesday.center_img Press Associationlast_img read more

Cesc Fabregas’ 95-year-old great-grandmother overcomes coronavirus

first_imgMonaco: Spain midfielder Cesc Fabregas has revealed that his great-grandmother, who is aged 95, has successfully recovered from COVID-19.Fabregas also lauded the doctors and nurses who he said are working tirelessly in these tough times when the entire world is reeling from the effect of the pandemic.”She has overcome coronavirus at 95 years of age. Yesterday the report came out negative,” Fabregas said in a tweet in Spanish on Wednesday.”My great-grandmother is a super heroine but none of this would have been possible without the doctors and nurses who are giving their lives at the moment so that we all can live a little bit better during these difficult times,” he added.Fabregas’ Monaco was placed at the ninth spot when the French Ligue 1 was suspended due to coronavirus pandemic. Prime Minister Edouard Philippe recently told country’s national assembly that “the 2019-20 season of professional sports, including football, will not be able to resume” before September. IANSAlso Read: Guardiola wants to coach in Premier League: Cesc FabregasAlso Watch: Quick Shoppe in Guwahati takes precautionary measures against the spread of Coronaviruslast_img read more

Brathwaite, Bravo steer West Indies

first_img(ESPNCricinfio) – West Indies 174 for 2 (Bravo 73*, Brathwaite 55) trail Pakistan Cricket Board Patrons XI 308 (A Akmal 69, Iftikhar 63, Bishoo 5-107) by 134 runs.Scorecard and ball-by-ball detailsDarren Bravo and Kraigg Brathwaite found some form with the bat on the second day of the West Indies tour game against the PCB Patrons XI. Both batsmen struck fifties and shared an 82-run partnership for the second wicket as the West Indies ended the day on 174 for 2 in response to the PCB Patrons XI score of 308.Bravo was unbeaten at stumps on 73 off 178 deliveries, having anchored the side through his partnerships with Brathwaite and Shai Hope (58 for the third wicket). He struck 12 fours and two sixes, while Brathwaite, who scored 55 off 131 deliveries, struck four fours before he was dismissed. Leon Johnson was the only other West Indian batsman to be dismissed on the day, falling to Ahmed Jamal for 11.Earlier, PCB Patrons XI resumed from an overnight score of 241 for 5 and went on to hit 67 runs off nearly 14 overs before being bowled out for 308. Adnan Akmal, who was unbeaten on 26 overnight, took the lead, scoring 69 off 67 balls with 10 fours.He had support from Asif Zakir,as the pair stretched their overnight partnership of 34 runs to 85 before the stand was broken by Devendra Bishoo. The pair scored at a rate of 4.81 and were eventually dismissed in successive overs with the total close to 300.Bishoo, who had taken three wickets on the first day, completed his five-for and conceded 107 runs, while Holder took the remaining three wickets on the second day.last_img read more