Shenzhen provident fund lowered to 12% of the amount of provident fund loans have an impact
provident fund in daily life on the broad masses of people to improve housing conditions are of great significance. Government to do provident fund management, is a protection of the people, is a responsibility for the people.
Shenzhen (real estate) the proportion of the current provident fund deposit ratio, the proportion of units to pay workers and individuals to pay the provident fund deposit ratio shall not be less than 5% of the deposit base, shall not be higher than the deposit base of 20%.
4 26, the Shenzhen Municipal Fund Center, said the proportion of Shenzhen provident fund deposit ratio will be lowered to 12%.
according to the Shenzhen provident fund center responsible person, the current Shenzhen provident fund deposit ratio, unit for the provident fund deposit ratio and pay individual workers to pay the workers shall not be less than 5% of the deposit base, shall not be higher than the deposit base 20%.
from May 1, 2016 onwards will deposit ratio adjustment from 20% to 12%, which will affect the proportion of workers currently paid in the 13%-20% interval, however, it is said that this part of the workers accounted for only the total number of workers in Shenzhen deposit of $4%.
Shenzhen fund center responsible person also said that the amount of the loan fund is currently not adjusted to do so, is still the implementation of personal loans up to 500 thousand, family policy of 900 thousand. Provident fund loans for the first payment policy, but also did not make adjustments.
according to the historical views of the real estate new media reports, in April 15th the state information office briefing, said the Ministry of housing and urban construction, the State Council meeting on the 13 "relevant specification stage appropriate to reduce the proportion of housing provident fund deposit" and the implementation of policies is currently accelerating development.
Housing and urban construction department
said that at present it is along with the development and Reform Commission, Ministry of finance, people’s Bank formulated the "notice" on regulating and stage appropriate to reduce the proportion of housing provident fund deposit, one of which involves for each region shall strictly implement the "Housing Fund Management Ordinance" and "the Ministry of construction, Ministry of finance, China the people’s Bank on some specific issues of the housing provident fund management guidance" provisions, where the housing provident fund deposit ratio is higher than 12%, shall be regulated, shall not exceed 12%.
deposit ratio of the upper limit of the deposit in Shenzhen is of great significance, while the upper limit for the amount of the loan fund did not have an impact. Whether you or your family can still use the provident fund loans, enjoy the original amount.